Our CAP Debt Centre includes CAP Debt Help, Job Club and Money Matters. These aim to release people from a life sentence of debt, poverty and its causes. Our Money Matters Course will help anyone to get more in control of their finances, so they can budget, save and prevent overwhelming debt. Job Club is a step towards employment in a friendly and supportive environment with practical one on one coaching to gain employment.


Weighed Down by Debt?

If you are feeling weighed down by debt, then we can help. You may think your situation is impossible, but there is hope. Our friendly team will give you a listening ear in the privacy of your own home and provide a real solution to your debts. Since we started helping people out of debt, we’ve helped thousands in situations like yours through our CAP Debt Centres.

What will happen when I contact CAP?

When you call our number, you’ll speak to someone from our friendly Client Set Up Team. They’ll arrange for one of our amazing team to come and visit you. If you can gather and be ready with all your paperwork, this will make the process a lot quicker. They’ll happily sort through it all, and sent it off to our head office, where they’ll work out a budget and the best route out of debt for you, to see you through to financial freedom and beyond.

Do I have to be a Christian?

Not at all, our services are for everyone. As Christians, we believe that God answers prayer, so we may offer to pray with you, but it’s up to you if you’re happy for us to do this or not. We’re a charity that is passionate about helping people of all ages, backgrounds, ethnicities, and faiths.

Does it cost anything?

No. Our service is completely free. We are able to provide a totally free service because CAP is a charity and receives donations from churches and individuals who want to help people.

To start your journey call us on 1300 227 000

Step Towards Employment


Who is Job Support for?

For all people, young and old in need of support in employment space.

What is on offer?

First assessment is in person or on the phone to determine the level of need and timeline for assistance.

And thereafter via email:

Resume Review

Cover Letter Review

Key Selection Criteria Review

Interview Tips including suggested readings

Referral to employers via The Huddle to anyone under the age of 25 years old in the North Melbourne area.


The CAP Money Course provides practical and easy steps that can revolutionise the way you see and manage your money. Gain Budgeting skills and a simple, cash-based system that really works. This course will help anyone to get more in control of their finances, so they can budget, save and prevent overwhelming debt.

Money Matters Dates

Thursday 19th March & 26th March

Saturday 18th July & 25th July
9:45am - midday

John & Deneice's Story

My husband and I heard about Money Matters Budgeting Course through LIFE in North Melbourne. We had been with a budgeting program for some time which charged a weekly fee. Over a yearly period, this amounted to a large yearly expense. We believed we were now disciplined enough to manage our finances but still needed foundational guidelines.

This is where the Money Matters course gave us the tools and confidence we needed. We categorised our expenses, into weekly, monthly and yearly accounts. We could see how our accounts were balancing, and that long-term goals were achievable. Another great thing for us was in our budgeting, we stayed within it, and could see that if we didn’t have the cash available, we didn’t go to the credit cards. That’s where our debt happened.

The program presentation was so easy to follow, and the step by step booklet visually complemented the course. To be shown such valuable tools in the everyday management of our finances is great. So much freedom is gained from knowledge.

There is access to extra help whenever needed, and everything is available to anybody, at no cost. Such an opportunity, not to be passed up.

Money Matters Dates

March 2020

Thursdays | 19th March & 26th March // 7:15-9:15pm

July 2020

Saturdays | 18th July & 25th July // 9:45am-midday


To start your journey call us on 1300 227 000

Joelle Kabamba
Centre Manager 
t: 03 9017 6589
m: 0451 766 640
e: [email protected]

62 Mark St, North Melbourne VIC 3051